Government Annuities Regulations (C.R.C., c. 879)
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Regulations are current to 2024-10-30
SCHEDULE I(Section 12)
TABLE 1(a)Individual Contracts — Premium Series 1 and 2Integration with Old Age Security At Age 65
Monthly additional annuity for each $10 a month Old Age Security Pension. Take maturity age to years and completed months, and add the monthly difference times the number of months. For full monthly additional annuity multiply the resulting figure by the Monthly Old Age Security Pension and divide by 10.
The last increased payment is the one falling due in the month for which Old Age Security Pension is first payable.
This table applies to persons born in 1905 and after.
Males
| Age | Ordinary | Guaranteed 10 | Guaranteed 15 | Guaranteed 20 | ||||
|---|---|---|---|---|---|---|---|---|
| Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | |||||
| $ | $ | $ | $ | |||||
| 50 | 2.448 | .016 | 2.335 | .014 | 2.217 | .021 | 2.674 | .024 |
| 51 | 2.642 | .017 | 2.510 | .016 | 2.475 | .025 | 2.966 | .026 |
| 52 | 2.856 | .019 | 2.702 | .017 | 2.779 | .027 | 3.280 | .028 |
| 53 | 3.093 | .021 | 2.913 | .019 | 3.109 | .029 | 3.618 | .030 |
| 54 | 3.355 | .024 | 3.145 | .021 | 3.467 | .032 | 3.980 | .032 |
| 55 | 3.648 | .027 | 3.400 | .032 | 3.856 | .035 | 4.368 | .034 |
| 56 | 3.974 | .030 | 3.793 | .038 | 4.276 | .037 | 4.783 | .036 |
| 57 | 4.339 | .034 | 4.250 | .041 | 4.731 | .041 | 5.226 | .039 |
| 58 | 4.750 | .038 | 4.750 | .045 | 5.223 | .044 | 5.697 | .041 |
| 59 | 5.213 | .043 | 5.298 | .049 | 5.752 | .047 | 6.197 | .044 |
| 60 | 5.736 | .049 | 5.896 | .054 | 6.321 | .050 | 6.727 | .046 |
| 61 | 6.331 | .056 | 6.548 | .059 | 6.931 | .054 | 7.290 | .049 |
| 62 | 7.010 | .064 | 7.260 | .064 | 7.586 | .058 | 7.881 | .052 |
| 63 | 7.787 | .074 | 8.034 | .070 | 8.284 | .062 | 8.505 | .054 |
| 64 | 8.682 | 8.874 | 9.029 | 9.160 | ||||
Females
| Age | Ordinary | Guaranteed 10 | Guaranteed 15 | Guaranteed 20 | ||||
|---|---|---|---|---|---|---|---|---|
| Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | |||||
| $ | $ | $ | $ | |||||
| 50 | 2.781 | .017 | 2.668 | .016 | 2.557 | .021 | 2.906 | .023 |
| 51 | 2.988 | .018 | 2.860 | .017 | 2.814 | .024 | 3.186 | .025 |
| 52 | 3.213 | .020 | 3.069 | .019 | 3.110 | .026 | 3.487 | .026 |
| 53 | 3.460 | .022 | 3.297 | .020 | 3.428 | .028 | 3.809 | .028 |
| 54 | 3.732 | .024 | 3.547 | .022 | 3.771 | .030 | 4.154 | .030 |
| 55 | 4.030 | .027 | 3.819 | .031 | 4.140 | .033 | 4.523 | .033 |
| 56 | 4.360 | .030 | 4.200 | .036 | 4.538 | .035 | 4.919 | .035 |
| 57 | 4.725 | .033 | 4.633 | .039 | 4.967 | .038 | 5.342 | .037 |
| 58 | 5.130 | .037 | 5.103 | .042 | 5.431 | .041 | 5.794 | .040 |
| 59 | 5.580 | .041 | 5.614 | .046 | 5.930 | .044 | 6.275 | .042 |
| 60 | 6.083 | .047 | 6.170 | .050 | 6.467 | .048 | 6.788 | .045 |
| 61 | 6.648 | .052 | 6.775 | .055 | 7.047 | .051 | 7.334 | .048 |
| 62 | 7.283 | .059 | 7.435 | .060 | 7.670 | .055 | 7.911 | .050 |
| 63 | 8.001 | .068 | 8.155 | .065 | 8.339 | .059 | 8.522 | .053 |
| 64 | 8.817 | 8.939 | 9.055 | 9.168 | ||||
TABLE 1(b)Individual Contracts — Premium Series 1 and 2Integration with Old Age Security Commencing Between Ages 65 and 70
Monthly additional annuity for each $10 a month Old Age Security Pension. For full monthly additional annuity multiply by the monthly amount of Old Age Security Pension divide by 10 and round off to nearest cent.
The last increased payment is the one falling due in the month for which Old Age Security is first payable.
This table applies to persons born in 1904 and before.
Males
| Number of Months at Full Rate | Ordinary | Guar. 10 | Guar. 15 and Guar. 20 |
|---|---|---|---|
| $ | $ | $ | |
| 13 | 8.740 | 8.897 | 9.074 |
| 14 | 8.656 | 8.822 | 9.010 |
| 15 | 8.572 | 8.747 | 8.946 |
| 16 | 8.487 | 8.671 | 8.881 |
| 17 | 8.403 | 8.596 | 8.817 |
| 18 | 8.319 | 8.521 | 8.753 |
| 19 | 8.235 | 8.445 | 8.688 |
| 20 | 8.150 | 8.370 | 8.624 |
| 21 | 8.066 | 8.295 | 8.560 |
| 22 | 7.982 | 8.219 | 8.495 |
| 23 | 7.898 | 8.144 | 8.431 |
| 24 | 7.813 | 8.069 | 8.367 |
| 25 | 7.729 | 7.993 | 8.302 |
| 26 | 7.645 | 7.918 | 8.238 |
| 27 | 7.579 | 7.852 | 8.178 |
| 28 | 7.512 | 7.785 | 8.119 |
| 29 | 7.446 | 7.719 | 8.059 |
| 30 | 7.380 | 7.653 | 8.000 |
| 31 | 7.314 | 7.586 | 7.940 |
| 32 | 7.247 | 7.520 | 7.880 |
| 33 | 7.181 | 7.454 | 7.821 |
| 34 | 7.115 | 7.387 | 7.761 |
| 35 | 7.049 | 7.321 | 7.702 |
| 36 | 6.982 | 7.255 | 7.642 |
| 37 | 6.916 | 7.188 | 7.583 |
| 38 | 6.850 | 7.122 | 7.523 |
| 39 | 6.799 | 7.065 | 7.469 |
| 40 | 6.748 | 7.009 | 7.416 |
| 41 | 6.697 | 6.952 | 7.362 |
| 42 | 6.646 | 6.896 | 7.309 |
| 43 | 6.595 | 6.839 | 7.255 |
| 44 | 6.543 | 6.783 | 7.201 |
| 45 | 6.492 | 6.726 | 7.148 |
| 46 | 6.441 | 6.670 | 7.094 |
| 47 | 6.390 | 6.613 | 7.041 |
| 48 | 6.339 | 6.557 | 6.987 |
| 49 | 6.288 | 6.500 | 6.934 |
| 50 | 6.237 | 6.444 | 6.880 |
| 51 | 6.193 | 6.395 | 6.832 |
| 52 | 6.149 | 6.346 | 6.783 |
| 53 | 6.105 | 6.297 | 6.735 |
| 54 | 6.060 | 6.247 | 6.686 |
| 55 | 6.016 | 6.198 | 6.638 |
| 56 | 5.972 | 6.149 | 6.590 |
| 57 | 5.928 | 6.100 | 6.541 |
| 58 | 5.884 | 6.051 | 6.493 |
| 59 | 5.839 | 6.002 | 6.444 |
| 60 | 5.795 | 5.952 | 6.396 |
| 61 | 5.751 | 5.903 | 6.347 |
| 62 | 5.707 | 5.854 | 6.299 |
Females
| Number of Months at Full Rate | Ordinary | Guar. 10 | Guar. 15 and Guar. 20 |
|---|---|---|---|
| $ | $ | $ | |
| 13 | 8.837 | 8.940 | 9.089 |
| 14 | 8.763 | 8.870 | 9.027 |
| 15 | 8.689 | 8.800 | 8.965 |
| 16 | 8.615 | 8.730 | 8.902 |
| 17 | 8.541 | 8.660 | 8.840 |
| 18 | 8.467 | 8.590 | 8.778 |
| 19 | 8.393 | 8.520 | 8.715 |
| 20 | 8.318 | 8.451 | 8.653 |
| 21 | 8.244 | 8.381 | 8.591 |
| 22 | 8.170 | 8.311 | 8.528 |
| 23 | 8.096 | 8.241 | 8.466 |
| 24 | 8.022 | 8.171 | 8.404 |
| 25 | 7.948 | 8.101 | 8.341 |
| 26 | 7.874 | 8.031 | 8.279 |
| 27 | 7.813 | 7.969 | 8.222 |
| 28 | 7.752 | 7.908 | 8.165 |
| 29 | 7.691 | 7.846 | 8.108 |
| 30 | 7.630 | 7.785 | 8.050 |
| 31 | 7.569 | 7.723 | 7.993 |
| 32 | 7.507 | 7.661 | 7.936 |
| 33 | 7.446 | 7.600 | 7.879 |
| 34 | 7.385 | 7.538 | 7.822 |
| 35 | 7.324 | 7.477 | 7.765 |
| 36 | 7.263 | 7.415 | 7.707 |
| 37 | 7.202 | 7.354 | 7.650 |
| 38 | 7.141 | 7.292 | 7.593 |
| 39 | 7.093 | 7.240 | 7.542 |
| 40 | 7.045 | 7.188 | 7.492 |
| 41 | 6.997 | 7.136 | 7.441 |
| 42 | 6.949 | 7.085 | 7.391 |
| 43 | 6.901 | 7.033 | 7.340 |
| 44 | 6.853 | 6.981 | 7.289 |
| 45 | 6.805 | 6.929 | 7.239 |
| 46 | 6.757 | 6.877 | 7.188 |
| 47 | 6.709 | 6.825 | 7.138 |
| 48 | 6.661 | 6.774 | 7.087 |
| 49 | 6.613 | 6.722 | 7.037 |
| 50 | 6.565 | 6.670 | 6.986 |
| 51 | 6.523 | 6.625 | 6.941 |
| 52 | 6.480 | 6.580 | 6.895 |
| 53 | 6.438 | 6.535 | 6.850 |
| 54 | 6.396 | 6.490 | 6.805 |
| 55 | 6.354 | 6.445 | 6.759 |
| 56 | 6.311 | 6.399 | 6.714 |
| 57 | 6.269 | 6.354 | 6.669 |
| 58 | 6.227 | 6.309 | 6.623 |
| 59 | 6.185 | 6.264 | 6.578 |
| 60 | 6.142 | 6.219 | 6.533 |
| 61 | 6.100 | 6.174 | 6.487 |
| 62 | 6.058 | 6.129 | 6.442 |
TABLE 2(a)Individual Contracts — Premium Series 3 and 4Integration with Old Age Security At Age 65
Monthly additional annuity for each $10 a month Old Age Security Pension. Take maturity age to years and completed months, and add the monthly difference times the number of months. For full monthly additional annuity multiply the resulting figure by the monthly Old Age Security Pension and divide by 10.
The last increased payment is the one falling due in the month for which Old Age Security is first payable.
This table applies to persons born in 1905 and after.
Males
| Mty Age | Ordinary | Guaranteed 5 | Guaranteed 10 | Guaranteed 15 | Guaranteed 20 | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | ||||||
| $ | $ | $ | $ | $ | ||||||
| 50 | 2.901 | .017 | 2.881 | .016 | 2.824 | .015 | 2.729 | .020 | 3.024 | .022 |
| 51 | 3.105 | .018 | 3.082 | .018 | 3.015 | .017 | 2.979 | .023 | 3.292 | .024 |
| 52 | 3.329 | .020 | 3.302 | .020 | 3.224 | .018 | 3.257 | .025 | 3.582 | .026 |
| 53 | 3.574 | .022 | 3.542 | .021 | 3.449 | .020 | 3.559 | .027 | 3.894 | .028 |
| 54 | 3.842 | .024 | 3.804 | .024 | 3.696 | .022 | 3.888 | .029 | 4.230 | .030 |
| 55 | 4.139 | .027 | 4.094 | .026 | 3.964 | .030 | 4.245 | .032 | 4.590 | .032 |
| 56 | 4.465 | .030 | 4.411 | .029 | 4.334 | .034 | 4.632 | .034 | 4.978 | .034 |
| 57 | 4.826 | .033 | 4.762 | .032 | 4.750 | .038 | 5.050 | .037 | 5.394 | .037 |
| 58 | 5.226 | .037 | 5.150 | .035 | 5.207 | .041 | 5.504 | .040 | 5.838 | .039 |
| 59 | 5.672 | .041 | 5.581 | .039 | 5.704 | .045 | 5.994 | .044 | 6.312 | .042 |
| 60 | 6.169 | .046 | 6.060 | .049 | 6.249 | .049 | 6.522 | .047 | 6.819 | .044 |
| 61 | 6.725 | .052 | 6.657 | .055 | 6.843 | .053 | 7.092 | .051 | 7.356 | .047 |
| 62 | 7.350 | .058 | 7.326 | .061 | 7.490 | .058 | 7.705 | .054 | 7.929 | .050 |
| 63 | 8.055 | .066 | 8.064 | .067 | 8.196 | .064 | 8.364 | .058 | 8.534 | .053 |
| 64 | 8.854 | 8.877 | 8.964 | 9.069 | 9.173 | |||||
Females
| Mty Age | Ordinary | Guaranteed 5 | Guaranteed 10 | Guaranteed 15 | Guaranteed 20 | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | ||||||
| $ | $ | $ | $ | $ | ||||||
| 50 | 3.346 | .017 | 3.328 | .017 | 3.280 | .017 | 3.205 | .020 | 3.387 | .021 |
| 51 | 3.561 | .019 | 3.541 | .019 | 3.487 | .018 | 3.451 | .022 | 3.641 | .022 |
| 52 | 3.794 | .020 | 3.771 | .020 | 3.710 | .020 | 3.719 | .024 | 3.914 | .024 |
| 53 | 4.045 | .022 | 4.020 | .022 | 3.952 | .021 | 4.008 | .025 | 4.207 | .026 |
| 54 | 4.319 | .024 | 4.291 | .024 | 4.214 | .023 | 4.318 | .027 | 4.521 | .028 |
| 55 | 4.617 | .027 | 4.585 | .026 | 4.496 | .029 | 4.652 | .029 | 4.858 | .030 |
| 56 | 4.941 | .029 | 4.904 | .029 | 4.848 | .032 | 5.011 | .032 | 5.219 | .032 |
| 57 | 5.295 | .032 | 5.253 | .031 | 5.234 | .035 | 5.399 | .034 | 5.606 | .034 |
| 58 | 5.682 | .035 | 5.634 | .034 | 5.655 | .038 | 5.818 | .037 | 6.021 | .037 |
| 59 | 6.107 | .038 | 6.052 | .038 | 6.111 | .041 | 6.269 | .040 | 6.466 | .039 |
| 60 | 6.574 | .043 | 6.510 | .044 | 6.605 | .044 | 6.756 | .043 | 6.943 | .042 |
| 61 | 7.094 | .047 | 7.049 | .049 | 7.143 | .048 | 7.282 | .047 | 7.451 | .045 |
| 62 | 7.662 | .052 | 7.644 | .054 | 7.728 | .053 | 7.849 | .051 | 7.995 | .048 |
| 63 | 8.296 | .058 | 8.297 | .059 | 8.364 | .057 | 8.461 | .054 | 8.575 | .051 |
| 64 | 9.001 | 9.013 | 9.058 | 9.120 | 9.192 | |||||
TABLE 2(b)Individual Contracts — Premium Series 3 and 4Integration with Old Age Security Commencing Between Ages 65 and 70
Monthly additional annuity for each $10 a month Old Age Security Pension. For full monthly additional annuity multiply by the monthly amount of Old Age Security Pension divide by 10 and round off to nearest cent.
The last increased payment is the one falling due in the month for which Old Age Security Pension is first payable.
This table applies to persons born in 1904 and before.
Males
| Number of Months at Full Rate | Ordinary and Guar. 5 | Guar. 10 | Guar. 15 and Guar. 20 |
|---|---|---|---|
| $ | $ | $ | |
| 13 | 8.831 | 8.956 | 9.096 |
| 14 | 8.758 | 8.888 | 9.034 |
| 15 | 8.684 | 8.819 | 8.973 |
| 16 | 8.611 | 8.751 | 8.911 |
| 17 | 8.538 | 8.683 | 8.849 |
| 18 | 8.464 | 8.614 | 8.788 |
| 19 | 8.392 | 8.546 | 8.726 |
| 20 | 8.319 | 8.479 | 8.664 |
| 21 | 8.247 | 8.411 | 8.603 |
| 22 | 8.174 | 8.344 | 8.542 |
| 23 | 8.102 | 8.276 | 8.481 |
| 24 | 8.029 | 8.209 | 8.420 |
| 25 | 7.957 | 8.141 | 8.359 |
| 26 | 7.893 | 8.080 | 8.303 |
| 27 | 7.829 | 8.019 | 8.246 |
| 28 | 7.764 | 7.959 | 8.189 |
| 29 | 7.700 | 7.898 | 8.133 |
| 30 | 7.636 | 7.837 | 8.076 |
| 31 | 7.573 | 7.776 | 8.019 |
| 32 | 7.509 | 7.715 | 7.963 |
| 33 | 7.446 | 7.654 | 7.906 |
| 34 | 7.383 | 7.594 | 7.849 |
| 35 | 7.319 | 7.533 | 7.793 |
| 36 | 7.256 | 7.472 | 7.737 |
| 37 | 7.193 | 7.411 | 7.681 |
| 38 | 7.140 | 7.359 | 7.630 |
| 39 | 7.089 | 7.308 | 7.579 |
| 40 | 7.037 | 7.256 | 7.529 |
| 41 | 6.985 | 7.204 | 7.479 |
| 42 | 6.934 | 7.153 | 7.429 |
| 43 | 6.882 | 7.101 | 7.379 |
| 44 | 6.830 | 7.049 | 7.329 |
| 45 | 6.779 | 6.998 | 7.279 |
| 46 | 6.727 | 6.946 | 7.229 |
| 47 | 6.675 | 6.894 | 7.179 |
| 48 | 6.624 | 6.844 | 7.129 |
| 49 | 6.572 | 6.793 | 7.079 |
| 50 | 6.528 | 6.748 | 7.034 |
| 51 | 6.484 | 6.703 | 6.989 |
| 52 | 6.439 | 6.658 | 6.944 |
| 53 | 6.396 | 6.613 | 6.899 |
| 54 | 6.353 | 6.568 | 6.854 |
| 55 | 6.309 | 6.523 | 6.809 |
| 56 | 6.266 | 6.478 | 6.764 |
| 57 | 6.223 | 6.433 | 6.719 |
| 58 | 6.179 | 6.389 | 6.674 |
| 59 | 6.136 | 6.344 | 6.630 |
| 60 | 6.093 | 6.300 | 6.586 |
| 61 | 6.049 | 6.256 | 6.542 |
| 62 | 6.006 | 6.212 | 6.498 |
Females
| Number of Months at Full Rate | Ordinary and Guar. 5 | Guar. 10 | Guar. 15 and Guar. 20 |
|---|---|---|---|
| $ | $ | $ | |
| 13 | 8.974 | 9.042 | 9.131 |
| 14 | 8.911 | 8.981 | 9.074 |
| 15 | 8.847 | 8.920 | 9.016 |
| 16 | 8.784 | 8.859 | 8.959 |
| 17 | 8.721 | 8.799 | 8.902 |
| 18 | 8.657 | 8.737 | 8.844 |
| 19 | 8.594 | 8.675 | 8.786 |
| 20 | 8.529 | 8.614 | 8.729 |
| 21 | 8.465 | 8.552 | 8.671 |
| 22 | 8.401 | 8.490 | 8.614 |
| 23 | 8.337 | 8.429 | 8.556 |
| 24 | 8.273 | 8.367 | 8.498 |
| 25 | 8.209 | 8.305 | 8.439 |
| 26 | 8.153 | 8.251 | 8.387 |
| 27 | 8.097 | 8.197 | 8.334 |
| 28 | 8.041 | 8.143 | 8.282 |
| 29 | 7.985 | 8.089 | 8.229 |
| 30 | 7.929 | 8.034 | 8.177 |
| 31 | 7.874 | 7.979 | 8.124 |
| 32 | 7.818 | 7.924 | 8.072 |
| 33 | 7.762 | 7.869 | 8.019 |
| 34 | 7.706 | 7.814 | 7.967 |
| 35 | 7.650 | 7.759 | 7.914 |
| 36 | 7.594 | 7.704 | 7.862 |
| 37 | 7.539 | 7.649 | 7.809 |
| 38 | 7.493 | 7.604 | 7.764 |
| 39 | 7.447 | 7.558 | 7.718 |
| 40 | 7.401 | 7.512 | 7.672 |
| 41 | 7.355 | 7.466 | 7.626 |
| 42 | 7.309 | 7.420 | 7.580 |
| 43 | 7.264 | 7.374 | 7.534 |
| 44 | 7.218 | 7.329 | 7.489 |
| 45 | 7.172 | 7.282 | 7.443 |
| 46 | 7.125 | 7.235 | 7.397 |
| 47 | 7.079 | 7.189 | 7.351 |
| 48 | 7.032 | 7.142 | 7.305 |
| 49 | 6.985 | 7.095 | 7.259 |
| 50 | 6.946 | 7.055 | 7.219 |
| 51 | 6.907 | 7.015 | 7.179 |
| 52 | 6.868 | 6.975 | 7.138 |
| 53 | 6.829 | 6.935 | 7.097 |
| 54 | 6.789 | 6.895 | 7.056 |
| 55 | 6.749 | 6.855 | 7.015 |
| 56 | 6.709 | 6.815 | 6.974 |
| 57 | 6.669 | 6.775 | 6.934 |
| 58 | 6.629 | 6.734 | 6.893 |
| 59 | 6.589 | 6.694 | 6.852 |
| 60 | 6.549 | 6.653 | 6.811 |
| 61 | 6.509 | 6.612 | 6.770 |
| 62 | 6.469 | 6.571 | 6.729 |
TABLE 3(a)Individual Contracts — Premium Series 5, 6, 7Integration with Old Age Security At Age 65
Monthly additional annuity for each $10 a month Old Age Security Pension. Take maturity age to years and completed months, and add the monthly difference times the number of months. For full monthly additional annuity multiply the resulting figure by the monthly Old Age Security Pension and divide by 10.
The last increased payment is the one falling due in the month for which Old Age Security Pension is first payable.
This table applies to persons born in 1905 and after.
Males
| Mty Age | Ordinary | Guaranteed 5 | Guaranteed 10 | Guaranteed 15 | Guaranteed 20 | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | ||||||
| $ | $ | $ | $ | $ | ||||||
| 50 | 3.211 | .017 | 3.194 | .017 | 3.144 | .016 | 3.063 | .020 | 3.277 | .021 |
| 51 | 3.424 | .019 | 3.404 | .019 | 3.345 | .018 | 3.309 | .022 | 3.535 | .023 |
| 52 | 3.654 | .021 | 3.632 | .020 | 3.564 | .019 | 3.579 | .024 | 3.814 | .024 |
| 53 | 3.906 | .022 | 3.879 | .022 | 3.801 | .021 | 3.872 | .026 | 4.113 | .026 |
| 54 | 4.181 | .024 | 4.149 | .024 | 4.059 | .023 | 4.189 | .028 | 4.434 | .028 |
| 55 | 4.480 | .027 | 4.443 | .026 | 4.337 | .030 | 4.532 | .030 | 4.780 | .030 |
| 56 | 4.809 | .030 | 4.764 | .029 | 4.697 | .033 | 4.902 | .033 | 5.151 | .033 |
| 57 | 5.169 | .032 | 5.117 | .032 | 5.096 | .036 | 5.302 | .036 | 5.549 | .035 |
| 58 | 5.564 | .036 | 5.504 | .035 | 5.532 | .039 | 5.734 | .038 | 5.976 | .038 |
| 59 | 6.000 | .040 | 5.930 | .039 | 6.005 | .042 | 6.200 | .042 | 6.433 | .040 |
| 60 | 6.483 | .044 | 6.400 | .046 | 6.519 | .046 | 6.704 | .045 | 6.921 | .043 |
| 61 | 7.018 | .049 | 6.962 | .052 | 7.079 | .050 | 7.248 | .048 | 7.444 | .046 |
| 62 | 7.613 | .055 | 7.587 | .057 | 7.689 | .055 | 7.834 | .052 | 8.000 | .049 |
| 63 | 8.276 | .061 | 8.273 | .062 | 8.353 | .060 | 8.464 | .056 | 8.591 | .052 |
| 64 | 9.019 | 9.027 | 9.077 | 9.144 | 9.219 | |||||
Females
| Mty Age | Ordinary | Guaranteed 5 | Guaranteed 10 | Guaranteed 15 | Guaranteed 20 | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | ||||||
| $ | $ | $ | $ | $ | ||||||
| 50 | 3.698 | .018 | 3.690 | .018 | 3.668 | .017 | 3.629 | .019 | 3.719 | .019 |
| 51 | 3.915 | .019 | 3.906 | .019 | 3.880 | .019 | 3.859 | .020 | 3.957 | .021 |
| 52 | 4.149 | .021 | 4.139 | .020 | 4.109 | .020 | 4.110 | .022 | 4.213 | .022 |
| 53 | 4.401 | .022 | 4.389 | .022 | 4.355 | .022 | 4.379 | .024 | 4.487 | .024 |
| 54 | 4.674 | .024 | 4.659 | .024 | 4.619 | .023 | 4.670 | .026 | 4.783 | .026 |
| 55 | 4.968 | .026 | 4.952 | .026 | 4.905 | .027 | 4.984 | .028 | 5.099 | .028 |
| 56 | 5.286 | .029 | 5.269 | .028 | 5.236 | .030 | 5.321 | .030 | 5.440 | .030 |
| 57 | 5.634 | .031 | 5.611 | .031 | 5.599 | .032 | 5.685 | .032 | 5.807 | .032 |
| 58 | 6.009 | .034 | 5.984 | .033 | 5.991 | .035 | 6.079 | .035 | 6.201 | .035 |
| 59 | 6.419 | .037 | 6.389 | .036 | 6.417 | .038 | 6.504 | .038 | 6.624 | .037 |
| 60 | 6.867 | .041 | 6.832 | .041 | 6.879 | .041 | 6.963 | .041 | 7.079 | .040 |
| 61 | 7.359 | .044 | 7.334 | .046 | 7.381 | .045 | 7.459 | .044 | 7.567 | .043 |
| 62 | 7.898 | .049 | 7.886 | .050 | 7.927 | .049 | 7.996 | .048 | 8.091 | .046 |
| 63 | 8.491 | .054 | 8.489 | .055 | 8.523 | .053 | 8.577 | .052 | 8.651 | .050 |
| 64 | 9.146 | 9.149 | 9.170 | 9.205 | 9.251 | |||||
TABLE 3(b)Individual Contracts — Premium Series 5, 6, 7Integration with Old Age Security Commencing Between Ages 65 and 70
Monthly additional annuity for each $10 a month Old Age Security Pension. For full monthly additional annuity multiply by the monthly amount of Old Age Security Pension divide by 10 and round off to the nearest cent.
The last increased payment is the one falling due in the month for which Old Age Security Pension is first payable.
This table applies to persons born in 1904 and before.
Males
| Number of Months at Full Rate | Ordinary and Guar. 5 | Guar. 10 | Guar. 15 and Guar. 20 |
|---|---|---|---|
| $ | $ | $ | |
| 13 | 8.962 | 9.045 | 9.151 |
| 14 | 8.892 | 8.979 | 9.091 |
| 15 | 8.823 | 8.914 | 9.031 |
| 16 | 8.754 | 8.848 | 8.971 |
| 17 | 8.684 | 8.782 | 8.911 |
| 18 | 8.615 | 8.717 | 8.851 |
| 19 | 8.546 | 8.652 | 8.791 |
| 20 | 8.477 | 8.587 | 8.731 |
| 21 | 8.408 | 8.522 | 8.671 |
| 22 | 8.339 | 8.457 | 8.611 |
| 23 | 8.269 | 8.392 | 8.551 |
| 24 | 8.200 | 8.327 | 8.491 |
| 25 | 8.131 | 8.262 | 8.431 |
| 26 | 8.070 | 8.204 | 8.376 |
| 27 | 8.009 | 8.145 | 8.321 |
| 28 | 7.949 | 8.087 | 8.266 |
| 29 | 7.888 | 8.029 | 8.211 |
| 30 | 7.827 | 7.970 | 8.156 |
| 31 | 7.766 | 7.912 | 8.101 |
| 32 | 7.705 | 7.854 | 8.046 |
| 33 | 7.644 | 7.795 | 7.991 |
| 34 | 7.584 | 7.737 | 7.936 |
| 35 | 7.524 | 7.679 | 7.881 |
| 36 | 7.464 | 7.620 | 7.826 |
| 37 | 7.404 | 7.562 | 7.772 |
| 38 | 7.364 | 7.517 | 7.726 |
| 39 | 7.325 | 7.473 | 7.680 |
| 40 | 7.286 | 7.429 | 7.634 |
| 41 | 7.247 | 7.384 | 7.589 |
| 42 | 7.208 | 7.340 | 7.543 |
| 43 | 7.169 | 7.296 | 7.497 |
| 44 | 7.129 | 7.252 | 7.451 |
| 45 | 7.090 | 7.208 | 7.406 |
| 46 | 7.051 | 7.164 | 7.361 |
| 47 | 7.012 | 7.119 | 7.316 |
| 48 | 6.973 | 7.075 | 7.271 |
| 49 | 6.934 | 7.031 | 7.226 |
| 50 | 6.890 | 6.989 | 7.184 |
| 51 | 6.846 | 6.946 | 7.141 |
| 52 | 6.801 | 6.904 | 7.099 |
| 53 | 6.756 | 6.861 | 7.056 |
| 54 | 6.711 | 6.819 | 7.014 |
| 55 | 6.666 | 6.776 | 6.971 |
| 56 | 6.621 | 6.734 | 6.929 |
| 57 | 6.576 | 6.693 | 6.886 |
| 58 | 6.531 | 6.651 | 6.844 |
| 59 | 6.486 | 6.609 | 6.803 |
| 60 | 6.441 | 6.568 | 6.761 |
| 61 | 6.396 | 6.526 | 6.719 |
| 62 | 6.349 | 6.484 | 6.678 |
Females
| Number of Months at Full Rate | Ordinary and Guar. 5 | Guar. 10 | Guar. 15 and Guar. 20 |
|---|---|---|---|
| $ | $ | $ | |
| 13 | 9.103 | 9.141 | 9.201 |
| 14 | 9.044 | 9.084 | 9.146 |
| 15 | 8.984 | 9.025 | 9.091 |
| 16 | 8.924 | 8.967 | 9.036 |
| 17 | 8.864 | 8.909 | 8.980 |
| 18 | 8.804 | 8.850 | 8.924 |
| 19 | 8.744 | 8.792 | 8.869 |
| 20 | 8.684 | 8.734 | 8.813 |
| 21 | 8.624 | 8.675 | 8.757 |
| 22 | 8.564 | 8.617 | 8.701 |
| 23 | 8.504 | 8.559 | 8.645 |
| 24 | 8.444 | 8.500 | 8.589 |
| 25 | 8.384 | 8.442 | 8.534 |
| 26 | 8.331 | 8.390 | 8.484 |
| 27 | 8.279 | 8.339 | 8.434 |
| 28 | 8.226 | 8.287 | 8.384 |
| 29 | 8.174 | 8.235 | 8.334 |
| 30 | 8.121 | 8.184 | 8.284 |
| 31 | 8.069 | 8.132 | 8.233 |
| 32 | 8.016 | 8.080 | 8.182 |
| 33 | 7.964 | 8.029 | 8.131 |
| 34 | 7.911 | 7.977 | 8.080 |
| 35 | 7.858 | 7.924 | 8.029 |
| 36 | 7.804 | 7.872 | 7.979 |
| 37 | 7.751 | 7.819 | 7.928 |
| 38 | 7.712 | 7.779 | 7.887 |
| 39 | 7.673 | 7.739 | 7.846 |
| 40 | 7.634 | 7.699 | 7.805 |
| 41 | 7.594 | 7.659 | 7.764 |
| 42 | 7.555 | 7.619 | 7.724 |
| 43 | 7.516 | 7.579 | 7.682 |
| 44 | 7.477 | 7.539 | 7.640 |
| 45 | 7.438 | 7.499 | 7.599 |
| 46 | 7.399 | 7.459 | 7.557 |
| 47 | 7.359 | 7.419 | 7.515 |
| 48 | 7.319 | 7.378 | 7.474 |
| 49 | 7.279 | 7.337 | 7.432 |
| 50 | 7.243 | 7.299 | 7.394 |
| 51 | 7.206 | 7.262 | 7.357 |
| 52 | 7.169 | 7.224 | 7.319 |
| 53 | 7.133 | 7.187 | 7.281 |
| 54 | 7.095 | 7.149 | 7.243 |
| 55 | 7.058 | 7.112 | 7.204 |
| 56 | 7.020 | 7.074 | 7.166 |
| 57 | 6.983 | 7.037 | 7.128 |
| 58 | 6.945 | 6.999 | 7.089 |
| 59 | 6.908 | 6.962 | 7.051 |
| 60 | 6.870 | 6.924 | 7.013 |
| 61 | 6.833 | 6.885 | 6.974 |
| 62 | 6.795 | 6.847 | 6.936 |
TABLE 4(a)Individual Contracts — All Immediate Annuities and Series 8 MaturedIntegration with Old Age Security At Age 65
Monthly additional annuity for each $10 a month Old Age Security Pension. Take maturity age to years and completed months, and add the monthly difference times the number of months. For full monthly additional annuity multiply the resulting figure by the monthly Old Age Security Pension and divide by 10.
The last increased payment is the one falling due in the month for which Old Age Security Pension is first payable.
This table applies to persons born in 1905 and after.
Males
| Age | Ordinary | Guaranteed 5 | Guaranteed 10 | Guaranteed 15 | Guaranteed 20 | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | ||||||
| $ | $ | $ | $ | $ | ||||||
| 50 | 2.872 | .018 | 2.849 | .018 | 2.812 | .017 | 2.749 | .020 | 2.958 | .021 |
| 51 | 3.091 | .019 | 3.066 | .019 | 3.020 | .018 | 2.997 | .022 | 3.215 | .023 |
| 52 | 3.329 | .021 | 3.303 | .021 | 3.247 | .020 | 3.271 | .024 | 3.493 | .025 |
| 53 | 3.590 | .023 | 3.560 | .023 | 3.493 | .022 | 3.569 | .026 | 3.794 | .027 |
| 54 | 3.874 | .025 | 3.842 | .025 | 3.761 | .024 | 3.893 | .029 | 4.119 | .029 |
| 55 | 4.185 | .028 | 4.150 | .027 | 4.053 | .031 | 4.244 | .031 | 4.471 | .031 |
| 56 | 4.529 | .031 | 4.484 | .030 | 4.427 | .034 | 4.626 | .034 | 4.854 | .034 |
| 57 | 4.905 | .034 | 4.853 | .034 | 4.844 | .037 | 5.041 | .037 | 5.268 | .037 |
| 58 | 5.323 | .038 | 5.262 | .037 | 5.297 | .041 | 5.494 | .040 | 5.712 | .040 |
| 59 | 5.783 | .042 | 5.715 | .041 | 5.795 | .045 | 5.982 | .044 | 6.193 | .043 |
| 60 | 6.295 | .047 | 6.215 | .049 | 6.338 | .049 | 6.512 | .048 | 6.711 | .046 |
| 61 | 6.866 | .053 | 6.813 | .055 | 6.930 | .054 | 7.091 | .052 | 7.267 | .050 |
| 62 | 7.505 | .059 | 7.483 | .061 | 7.581 | .059 | 7.716 | .056 | 7.867 | .053 |
| 63 | 8.215 | .066 | 8.218 | .067 | 8.291 | .065 | 8.399 | .061 | 8.509 | .057 |
| 64 | 9.014 | 9.025 | 9.074 | 9.136 | 9.202 | |||||
Females
| Age | Ordinary | Guaranteed 5 | Guaranteed 10 | Guaranteed 15 | Guaranteed 20 | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | Mon. Diff. | ||||||
| $ | $ | $ | $ | $ | ||||||
| 50 | 3.218 | .019 | 3.209 | .019 | 3.187 | .018 | 3.156 | .020 | 3.237 | .020 |
| 51 | 3.447 | .020 | 3.437 | .020 | 3.411 | .020 | 3.397 | .021 | 3.487 | .022 |
| 52 | 3.694 | .022 | 3.683 | .022 | 3.652 | .021 | 3.660 | .023 | 3.758 | .024 |
| 53 | 3.960 | .023 | 3.948 | .023 | 3.913 | .023 | 3.945 | .025 | 4.050 | .026 |
| 54 | 4.247 | .025 | 4.235 | .025 | 4.193 | .025 | 4.252 | .027 | 4.366 | .027 |
| 55 | 4.558 | .028 | 4.541 | .027 | 4.494 | .029 | 4.582 | .029 | 4.701 | .030 |
| 56 | 4.896 | .030 | 4.876 | .030 | 4.847 | .032 | 4.939 | .032 | 5.062 | .032 |
| 57 | 5.264 | .033 | 5.241 | .033 | 5.232 | .035 | 5.328 | .035 | 5.450 | .035 |
| 58 | 5.666 | .037 | 5.641 | .036 | 5.653 | .038 | 5.749 | .038 | 5.873 | .038 |
| 59 | 6.111 | .040 | 6.076 | .040 | 6.113 | .041 | 6.206 | .041 | 6.330 | .041 |
| 60 | 6.597 | .044 | 6.559 | .045 | 6.614 | .045 | 6.705 | .045 | 6.822 | .044 |
| 61 | 7.132 | .049 | 7.107 | .050 | 7.162 | .049 | 7.248 | .049 | 7.354 | .048 |
| 62 | 7.724 | .054 | 7.713 | .055 | 7.760 | .055 | 7.838 | .053 | 7.930 | .051 |
| 63 | 8.381 | .060 | 8.380 | .061 | 8.422 | .059 | 8.479 | .058 | 8.549 | .055 |
| 64 | 9.111 | 9.116 | 9.139 | 9.176 | 9.219 | |||||
TABLE 4(b)Individual Contracts — All Immediate Annuities and Series 8 MaturedIntegration with Old Age Security Commencing Between Ages 65 and 70
Monthly additional annuity for each $10 a month Old Age Security Pension. For full monthly additional annuity multiply by the monthly amount of Old Age Security Pension divide by 10 and round off to the nearest cent.
The last increased payment is the one falling due in the month for which Old Age Security Pension is first payable.
This table applies to persons born in 1904 and before.
Males
| Number of Months at Full Rate | Ordinary and Guar. 5 | Guar. 10 | Guar. 15 and Guar. 20 |
|---|---|---|---|
| $ | $ | $ | |
| 13 | 9.010 | 9.077 | 9.159 |
| 14 | 8.938 | 9.009 | 9.095 |
| 15 | 8.867 | 8.940 | 9.031 |
| 16 | 8.795 | 8.871 | 8.968 |
| 17 | 8.724 | 8.803 | 8.904 |
| 18 | 8.652 | 8.735 | 8.840 |
| 19 | 8.580 | 8.667 | 8.777 |
| 20 | 8.509 | 8.598 | 8.713 |
| 21 | 8.437 | 8.530 | 8.649 |
| 22 | 8.366 | 8.461 | 8.585 |
| 23 | 8.294 | 8.393 | 8.521 |
| 24 | 8.223 | 8.324 | 8.458 |
| 25 | 8.151 | 8.256 | 8.394 |
| 26 | 8.088 | 8.195 | 8.336 |
| 27 | 8.025 | 8.134 | 8.278 |
| 28 | 7.962 | 8.074 | 8.220 |
| 29 | 7.900 | 8.013 | 8.162 |
| 30 | 7.837 | 7.952 | 8.104 |
| 31 | 7.774 | 7.891 | 8.046 |
| 32 | 7.711 | 7.831 | 7.988 |
| 33 | 7.648 | 7.770 | 7.930 |
| 34 | 7.585 | 7.709 | 7.872 |
| 35 | 7.523 | 7.648 | 7.814 |
| 36 | 7.460 | 7.588 | 7.756 |
| 37 | 7.397 | 7.527 | 7.698 |
| 38 | 7.346 | 7.475 | 7.647 |
| 39 | 7.293 | 7.423 | 7.596 |
| 40 | 7.241 | 7.371 | 7.545 |
| 41 | 7.189 | 7.319 | 7.494 |
| 42 | 7.137 | 7.267 | 7.443 |
| 43 | 7.084 | 7.216 | 7.392 |
| 44 | 7.032 | 7.164 | 7.341 |
| 45 | 6.980 | 7.112 | 7.290 |
| 46 | 6.928 | 7.060 | 7.239 |
| 47 | 6.876 | 7.008 | 7.188 |
| 48 | 6.824 | 6.956 | 7.137 |
| 49 | 6.772 | 6.904 | 7.086 |
| 50 | 6.726 | 6.857 | 7.038 |
| 51 | 6.679 | 6.810 | 6.990 |
| 52 | 6.633 | 6.762 | 6.942 |
| 53 | 6.586 | 6.715 | 6.895 |
| 54 | 6.540 | 6.668 | 6.847 |
| 55 | 6.493 | 6.621 | 6.799 |
| 56 | 6.447 | 6.574 | 6.751 |
| 57 | 6.401 | 6.527 | 6.703 |
| 58 | 6.354 | 6.479 | 6.655 |
| 59 | 6.308 | 6.432 | 6.608 |
| 60 | 6.261 | 6.385 | 6.560 |
| 61 | 6.215 | 6.338 | 6.512 |
| 62 | 6.169 | 6.291 | 6.464 |
Females
| Number of Months at Full Rate | Ordinary and Guar. 5 | Guar. 10 | Guar. 15 and Guar. 20 |
|---|---|---|---|
| $ | $ | $ | |
| 13 | 9.106 | 9.141 | 9.193 |
| 14 | 9.041 | 9.078 | 9.132 |
| 15 | 8.976 | 9.014 | 9.072 |
| 16 | 8.911 | 8.951 | 9.011 |
| 17 | 8.846 | 8.888 | 8.950 |
| 18 | 8.781 | 8.824 | 8.890 |
| 19 | 8.717 | 8.761 | 8.829 |
| 20 | 8.652 | 8.698 | 8.768 |
| 21 | 8.587 | 8.634 | 8.708 |
| 22 | 8.522 | 8.571 | 8.647 |
| 23 | 8.457 | 8.508 | 8.586 |
| 24 | 8.392 | 8.444 | 8.526 |
| 25 | 8.327 | 8.381 | 8.465 |
| 26 | 8.270 | 8.325 | 8.410 |
| 27 | 8.213 | 8.268 | 8.355 |
| 28 | 8.156 | 8.212 | 8.300 |
| 29 | 8.099 | 8.156 | 8.246 |
| 30 | 8.042 | 8.100 | 8.191 |
| 31 | 7.984 | 8.043 | 8.136 |
| 32 | 7.927 | 7.987 | 8.081 |
| 33 | 7.870 | 7.931 | 8.026 |
| 34 | 7.813 | 7.875 | 7.971 |
| 35 | 7.756 | 7.818 | 7.917 |
| 36 | 7.699 | 7.762 | 7.862 |
| 37 | 7.642 | 7.706 | 7.807 |
| 38 | 7.594 | 7.658 | 7.759 |
| 39 | 7.546 | 7.611 | 7.712 |
| 40 | 7.498 | 7.563 | 7.664 |
| 41 | 7.451 | 7.515 | 7.616 |
| 42 | 7.403 | 7.468 | 7.569 |
| 43 | 7.355 | 7.420 | 7.521 |
| 44 | 7.307 | 7.372 | 7.473 |
| 45 | 7.259 | 7.325 | 7.426 |
| 46 | 7.211 | 7.277 | 7.378 |
| 47 | 7.164 | 7.229 | 7.330 |
| 48 | 7.116 | 7.182 | 7.283 |
| 49 | 7.068 | 7.134 | 7.235 |
| 50 | 7.026 | 7.091 | 7.191 |
| 51 | 6.983 | 7.047 | 7.147 |
| 52 | 6.941 | 7.004 | 7.102 |
| 53 | 6.898 | 6.961 | 7.058 |
| 54 | 6.856 | 6.917 | 7.014 |
| 55 | 6.813 | 6.874 | 6.970 |
| 56 | 6.771 | 6.831 | 6.926 |
| 57 | 6.729 | 6.787 | 6.882 |
| 58 | 6.686 | 6.744 | 6.837 |
| 59 | 6.644 | 6.701 | 6.793 |
| 60 | 6.601 | 6.657 | 6.749 |
| 61 | 6.559 | 6.614 | 6.705 |
| 62 | 6.517 | 6.571 | 6.661 |
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