Cost of Borrowing (Retail Associations) Regulations

2 These Regulations apply to credit agreements, other than a credit agreement entered into

• (a) for business purposes of a borrower;

• (b) with a borrower that is not a natural person;

• (c) under the terms of the Canada Student Loans Act; or

• (d) under the terms of any Act of Parliament or of the legislature of a province that relates to student loans and that requires the rate of interest or the discount that may apply to the borrower to be disclosed to the borrower.